The eight easy steps for buying your home from the start to picking up the keys

Register

Register with your local Help to Buy Agent

You are able to register for a general area or specific development

Assessment

You must complete a financial affordability assessment

This is usually conducted by an IFA (independent financial advisor), to ensure you can afford to purchase the share you want to buy and pay the monthly costs

What can you afford to buy?

Once you know your affordability, you are able to choose the home you wish to purchase

The share you can afford to purchase will be calculated for you by the IFA

Reserve

You will need to pay a reservation fee to the development sales team to secure your home.

The team will take you through the next steps of your purchase, with 28 days to exchange

Mortgage Offer

If you are purchasing your share with a mortgage, you will need to apply for one, once you’ve reserved.

Appoint Solicitors

You will need to appoint a solicitor to carry out the legal work for you and act in your best interest.

Exchange Contracts

Once you’ve paid your deposit, signed your contracts and agreed on an anticipated moving in date.

Move In

On the agreed completion day, collect your keys, move in and enjoy your new home!