Register with your local Help to Buy Agent
You are able to register for a general area or specific development
You must complete a financial affordability assessment
This is usually conducted by an IFA (independent financial advisor), to ensure you can afford to purchase the share you want to buy and pay the monthly costs
Once you know your affordability, you are able to choose the home you wish to purchase
The share you can afford to purchase will be calculated for you by the IFA
You will need to pay a reservation fee to the development sales team to secure your home.
The team will take you through the next steps of your purchase, with 28 days to exchange
If you are purchasing your share with a mortgage, you will need to apply for one, once you’ve reserved.
You will need to appoint a solicitor to carry out the legal work for you and act in your best interest.
Once you’ve paid your deposit, signed your contracts and agreed on an anticipated moving in date.
On the agreed completion day, collect your keys, move in and enjoy your new home!