Benefits of Part Buy – Part Rent

Why should you choose Home Reach and Part Buy - Part Rent?


Part buy - part rent provides the security of home ownership. Home Reach can help you open the door to a house you can permanently call home.
Renting can be a convenient option for those looking to keep their options open. Choosing to rent can allow you to move around more frequently. However, it opens you up to rental price hikes, unscrupulous landlords and short-notice evictions.
Part buy – part rent can provide you with long-term security, as when you purchase a Home Reach property, you are granted a lease by heylo housing. This gives you the ability to make concrete plans for the future, from raising a family to redecorating your home, or perhaps turning that spare bedroom into a home office for your flourishing business.


Deposits for Home Reach properties can be significantly lower than those for equivalent properties purchased via a traditional mortgage. This is because part buy - part rent deposits are determined by the share of the property you buy,  not the value of the property you wish to live in.
If you were to choose a £200,000 new-build property, you’d pay a deposit based on the share you choose. If you choose a 50 per cent share of a property, you would need to pay a minimum five per cent deposit. This would cost you £5,000, but with a traditional mortgage, you’d have to pay double that. This makes part buy – part rent a much more affordable way to get on the property ladder for those with limited savings.
Part buy – part rent opens up not only affordable rent payments but affordable deposits, too. Find out how part buy – part rent works and check out some examples of how little rent you could pay with a Home Reach property.


Home Reach gives you the freedom for home improvements. Rented properties often restrict your ability to make improvements, making it feel like you’re never really settled—but with Home Reach properties, you can decorate and even transform existing spaces in a way that reflects your own tastes, truly making your house a home. What’s more, home improvements can add significant value to your property’s asking price.
We know how important pets can be in our lives, which is why we allow them in our properties. However, we always ask you to seek permission as some managing agents/leases have individual pet policy’s which can restrict these – so it is always good to check beforehand.

Fewer budget restrictions

For generations, house buyers have been restricted by the size of their budgets. A smaller budget equalled a smaller home. And in the current era of house prices constantly outpacing inflation and wage growth, many feel like the property ladder is being yanked from under their feet before they’ve had a chance to start climbing.
But part buy – part rent offers hope to all, as your budget no longer decides the size of your home.
Home Reach properties are new builds and competitively priced, opening up opportunities for renters to live as they’ve always wished.
With part buy – part rent, your budget decides the share of the property you purchase, with the option to increase your share at any time through a process called staircasing.


Starting shares up to 75 per cent with part buy – part rent you can increase the share of the Home Reach property you own at any time. Starting shares vary across developments and plots with shares available depending on affordability. Without the upheaval of having to move, you can increase the potential value you hold in property. Should you wish to move, you can sell and reap the rewards. This means part buy – part rent can suit whatever stage of life you’re at and offer you the flexibility you need.


Part buy – part rent means having the freedom to sell your share and move property at any time—and you won’t be tied down by fixed-term contracts.
Fixed-term contacts can make renting quite frustrating. Either you’re forced to move before you’re ready or you have to leave your rented property just as you are settling in to your new home and the area you’ve grown to think of as your neighbourhood.
This is not the case with Home Reach. Your lease offers you both security and freedom from being tied down by restrictive fixed-term contracts, which may affect your work and lifestyle.


Part buy – part rent is an investment. When you purchase a part rent – part buy property, you have the opportunity to benefit from an increase in property prices when you choose to sell and move on.
If you own 100 per cent of the property, you will receive 100 per cent of the property sale proceeds, allowing you to climb the property ladder and stay on it more easily.
Some people who choose the option of part buy – part rent have  been on the property ladder before, including divorcees and retirees.
Part buy – part rent offers a clear path back to home ownership, with all the investment opportunities afforded by owning a house: security, stability and transparency in the costs you pay today. You will also be protected against unfairly and artificially inflated costs, and you’ll have the ability to earn as your property appreciates in value.
Any increase in property value will not impact the monthly costs you pay, and if you choose to live in a development that is situated somewhere which becomes particularly attractive over time then you could stand to make significant financial gains—without having to pay a premium for the property you live in.

Stamp Duty

Part buy – part rent means the elimination of Stamp Duty for first-time buyers on properties valued up to £500,000.
Stamp Duty can be a great hindrance to first-time buyers attempting to gain a firm footing on the property ladder. With part rent – part buy, you’re not held back from progressing up the property ladder by Stamp Duty any longer.
Thanks to transparent costs and a financial assessment, you’ll also be confident you can keep up with payments for years to come.

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